Insurance Information


The Anxiety and Stress Disorders Institute of Maryland, LLP, no longer participates with any public or private insurance plans with the sole exception of Medicare (see below).


Private Insurance: Most insurance policies (but usually not HMOs) have "out-of-network" benefit plans which will reimburse patients directly for some portion of our fees. We encourage prospective patients to contact their insurance companies to determine their benefits for out-of-network outpatient mental health treatment, including relevant deductibles and requirements for pre-authorization if needed. At your prompting, ASDI clinicians will fill out treatment plans or call case managers to help you access your benefits for non-participating providers. We will also provide you with statements which document your diagnosis, payments and CPT codes so that you can file your own claims. However, as out-of-network providers, we no longer process claims or deal with collections from insurers.


Medicare: We have a limited number of clinicians who are eligible to accept Medicare and secondary Medigap policies when Medicare is applied. At a given time, we may not have a Medicare-eligible clinician available for a given presenting problem.


Medical Assistance: We are not providers for Medical Assistance.


Payment: We encourage check or cash payment at the time of service, but we also accept Master Card and Visa as a courtesy.


Selected low fee patients: We do have a very limited number of low-fee patients being treated by pre-doctoral trainees under supervision.


Other concerns: Please discuss any questions you have about fees and insurance with your therapist directly, particularly if there is a change in your circumstances.